3875 Pearl Street

White Plains, MD
$ 995,000 Beds 4 Baths 2.5 Sq 2,605 Virtual Tour
Monthly Estimate* How much can I afford?

Set on an incredible 31.85-acre property in desirable White Plains, this custom Cape Cod offers the rare opportunity to enjoy privacy, natural beauty, and room to roam, all while remaining conveniently close to shopping, dining, entertainment, and major commuting routes. Tucked well off the road and surrounded by mature trees, the setting is peaceful and picturesque. A welcoming covered wraparound front porch and a spacious covered rear porch provide wonderful places to relax, entertain, or simply enjoy the views of the beautifully landscaped yard in every season. Inside, the impressive two-story foyer is flanked by a formal dining room and a private office. The main-level primary suite is thoughtfully designed with two walk-in closets, a spacious ensuite bath featuring dual vanities, a soaking tub, and a separate shower. The bedroom also overlooks the scenic backyard and offers direct access to the covered rear porch. The kitchen features quality wood cabinetry with timeless appeal and abundant storage, while the home's classic design provides an excellent opportunity to personalize and update at your own pace. Upstairs, you'll find two generously sized bedrooms and a full bath, offering comfortable accommodations for family or guests. The unfinished lower level has already been framed, giving the next owner an excellent head start on creating additional living space tailored to their needs. If you've been searching for a home where peaceful surroundings, acreage, and classic craftsmanship take center stage, this exceptional White Plains property is one you won't want to miss.

ACTIVE

  • Price
  • $ 995,000
  • City
  • White Plains
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • CHARLES
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 31.85 Acres
  • Zip
  • 20695
  • Sqr Footage
  • 2,605
  • Year Built
  • 2001
  • Taxes
  • $ 6266
  • Style
  • Colonial
  • MLS#
  • MDCH2057300
Listed By: Bill Franklin with Long & Foster Real Estate, Inc. - 4107211500;
Data Source: Bright MLS

Features

General

Living Area 2605
Sewer Private Septic Tank
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Zoning WCD
Garage Spaces 2.00
Architectural Style Colonial
Construction Materials Vinyl Siding
School District CHARLES COUNTY PUBLIC SCHOOLS
Year Built 2001
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County CHARLES
New Construction No
Property Type Residential
HOA No
Subdivision Name NONE AVAILABLE
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions Per GPS
City WHITE PLAINS
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 1387386.00
Tax Assessed Value 488267.0
Tax Annual Amount 6266.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 381.96
Vacation Rental Y/N No
Total SQFT 4420
Standard Status Active
Year Built Source Assessor

Interior Features

Heating Fuel Electric
Basement Full,Walkout Level,Unfinished
Total Fireplaces 1
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2605
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 4
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 1815
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 3
Bedrooms Count Upper Level 1 3
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 1
Bathrooms Full All Upper Levels 1
Bathrooms Count Upper Level 1 1.00
Bathrooms Count All Upper Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Pool No Pool
Water Source Well
Total Parking Spaces 2
Garage Features Garage - Side Entry
Type of Parking Attached Garage
Land Use Code A
Foundation Details Concrete Perimeter
Water View Y/N No
Lot Size Acres 31.85
Lot Size Source Assessor
Waterfront Y/N No
Land Assessed Value 180700.00
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Owings Mills, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Matthew Henson Middle School
High School Unknown High School

Price History

7/19/2026 Listed $1,100,000
8/19/2026 10% - $995,000

Property vs Zip Code Average in 20695

Price
AVG $570K
$1,000K
Taxes
AVG $4,743
$6,266
Year Built
AVG 2012
2001
Visits
AVG 320
350
Data Provided by Inside Real Estate®

Areas That We Cover

3875 Pearl Street White Plains, MD is a Single Family Home for sale at $995000 with 2605 sqft and a lot size of 31.85 Acres Acre(s). 3875 Pearl Street White Plains has 4 bedrooms, 2 baths and was built in 2001. The property's zip code is 20695 which is in White Plains, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.